Your Local Mortgage Brokers in Bangalow, Byron Bay, Ballina, Lennox Head & beyond.

At Crunch Finance we pride ourselves in helping customers Australia wide. Whatever loan or finance you are looking for, we’ll find you competitive home loan rates, or finance rates. No jargon, no hard sell, no cost – just savings!

Your Local Mortgage Brokers in Byron Bay, Ballina, Lennox Head & beyond.

At Crunch Finance we pride ourselves in helping customers Australia wide. Whatever loan or finance you are looking for, we’ll find you competitive home loan rates, or finance rates. No jargon, no hard sell, no cost – just savings!

With Access to so many Lenders
We find a Home Loan solution for you!

Your Local Mortage Broker

We talk lifestyle too. Because whatever loan you’re looking for, it needs to fit in with you. Simply tell us your goals and we’ll get to work searching the market for products to suit your needs.

And then we’ll be sure to break it all down, so you know exactly what your options are, with no surprises. Our services are all at no cost to you.

So if you are searching for a Mortgage Broker Byron Bay , Mortgage Broker Lennox Head, Mortgage Broker Ballina, or anywhere in the surrounding Northern Rivers, then look no further and reach out to our team, we have extensive knowledge of the local area. 

And better still, if you decide to take out a loan, the lender pays us, not you! Super Simple!

Mortgage Broker Byron Bay - First Home Loans
We explain our top 7 tips for Pest and Building Inspections, and what you can do to help avoid making any mistakes when buying your first or your third property!
in this video we dive into the question, What is LMI, or lender mortgage insurance, and why is it important to you? How much it might cost you and why you need to pay it.
in this video we explain the ins and outs of how a conveyancer helps you purchase a property. Brett explains the essentials you need to know, and some helpful tips to help you make the right choices.
Always wondered what LVR means? In this Video Brett Explains why LVR’s matter and how they effect you, your borrowing capacity once you understand this it can help you a lot when looking for a home.
Everything you need to know about Guarantor lending & how to buy your first, second or next Investment Property sooner. Brett explains how lenders approach Guarantor lending & what questions you may have.
Learn about our tips and tricks of buying at Auction, whether is your first time or tenth time! We explain the ins & outs, the jargon and how to be successful on the day!
Previous
Next

We Crunch the numbers for you

It’s what we’re here for. There are 4 simple steps to get you started on achieving those finance goals, and and securing competitive mortgage rates.

Four simple steps
to a better loan

1

Reach out for a chat

This is the discovery call and takes place with one of our friendly, Crunch Local mortgage brokers. We’ll ask all the right questions to understand where we can help.

2

Fact Finding

We’ll ask you to complete our Personal Discovery form to ensure we are capturing the right information. We then get to work and start searching the market.

3

Present your options

We’ll take you through suitable financial solutions that we found for you. We’ll show you exactly what this means to you in terms of savings and repayments.

4

Secure the loan

If you want to proceed with one of the loans, our team of loan processors will get the paperwork underway. Stat. And if you need more time, that’s ok too.

Home Loan Calculator

$0.00

Total Repayment

$0.00

Total Interest

$0.00

Monthly Payment

This field is for validation purposes and should be left unchanged.

News, Articles, Tips & More

Latest Article

In 2025, the agricultural industry is under more pressure than ever rising equipment costs, tightening margins, and new sustainability expectations. That’s why farm machinery…

Previous Articles

Previous
Next
In 2025, the agricultural industry is under more pressure than ever rising equipment costs, tightening margins, and new sustainability expectations. That’s why farm machinery…
When it comes to buying property in Byron Bay, finding the right mortgage broker can make all the difference. The local market is competitive,…
If you’re planning home improvements, one of the smartest ways to fund them is through a refinance to remodel. Instead of relying on high-interest…
If you’re planning to build a family home, one of the first questions that comes to mind is the cost for building a 4…
A favourable purchase — also known as a related party transaction — is when a property is sold for less than market value, typically…
If you’ve used a guarantor to help you buy your home, you might be wondering: how long does a guarantor stay on a mortgage?…
Whether you’re entering the property market for the first time or planning to upgrade, understanding your credit score for mortgage approval is crucial. In…
Relocate and Rebuild: The Government Initiative Helping Flood-Affected Homes Find New Life The Australian and NSW governments, through the Resilient Homes Program, have introduced…
The Australian government’s Help to Buy scheme is a proposed shared equity initiative aimed at tackling housing affordability challenges. With homeownership increasingly out of…
What is a Guarantor Home Loan? A guarantor home loan can be a lifeline for many Australians looking to purchase property, especially first-home buyers…
When aspiring homeowners in Australia think about purchasing their first property, one question often comes to mind: does HECS debt affect home loan eligibility…
In the ever-evolving landscape of finance, where market trends fluctuate and economic landscapes shift, recognition for exceptional performance becomes paramount. Bankwest, a leading financial…
So…  you are wondering how to refinance a home loan? Look no further! We specialise in guiding homeowners through the refinancing process, helping them…
In a world where excellence is recognized and celebrated, one individual stands out among the crowd. We are thrilled to announce that Tyson Lawman,…
Mortgage: A mortgage is a loan specifically used for purchasing real estate. It is secured by the property itself, and if the borrower fails…
Previous
Next

Why people love Crunch Finance

5/5

Crunch Finance helped us get our forever home. Throughout the entire process they have been there to answer our questions or queries at anytime."

Narelle
Home Owner, NSW

Excellent experience! The process of getting a home loan was somewhat overwhelming for me. I could not be happier with my experience."

Emma
Home owner, NSW
Previous
Next
Our Lenders
Previous
Next

Arrange a totally free no, obligation consultation

If you would rather call us, please do so

This field is for validation purposes and should be left unchanged.

Looking to Buy your First Home
in the Northern Rivers?

We know the local area, so book in a FREE Chat with our team! 

We have over 200, Five Star Reviews on Google
so you will be in good hands!