Car Finance

Purchase a new vehicle with great finance rates

In the market for some new wheels? Before hitting the car yards, chat to our team about how we can get you the best car finance rates on the market.

Our Car Finance & Car Loans

Paying for a vehicle outright, simply isn’t an option for many of us. Yet a car / truck / motorbike / boat can be essential in our day-to-day lives.  That’s where vehicle finance & car financing comes in, offering manageable monthly payments that make running and owning a vehicle possible. Unfortunately, many drivers don’t realise you don’t need to get finance with the dealer you’re buying the vehicle from.

In fact, more often than not, you’ll get a better deal if you shop around beforehand. That’s where we can help! Getting pre-approval on a vehicle loan, before going on a test drive, means you know exactly what you can afford and negotiate with. That said, if you’ve already fallen for the car of your dreams, we can also help with a quick eligibility assessment to get you approved and on the road in no time.

How we get you the best Car Finance on the market

Vehicle finance is typically classified as a secured loan. This means you don’t need an asset, such as your home, in order to secure the loan. This can mean less application paperwork and can be quicker to determine if you’re eligible. Whilst you don’t need an asset to secure the loan, once a vehicle is purchased, it then becomes the asset, by which the loan is secured against.

Our car loan brokers will work with you to get a clear idea of your situation – your income, employment status, debts, credit rating…the lot. We’ll then search the market to find the best car finance to get you on your way. We’ll not only look into the best rates but also the hidden fess, charges and clauses so you’re getting the most suitable loan for your circumstances. If you want to explore financing a vehicle using your homes equity, then check out our Refinancing Home Loans Page to see the best way forward.

And If you are looking for a business car loan we do also offer business car finance, please take a look through our Business Car Finance Page, or give us a call for more information. 

  • We find the best rates in the Market
  • You don’t pay us the bank does
  • Our payment does not effect your rates
  • We offer a personalised one on one service
  • We can manage all your finances

Your Car Loan tailored to you

Once your car finance or personal loan for a vehicle is approved, you’re free to start test driving….or go and finalise the offer on that vehicle you’ve already mentally purchased! It’s worth bearing in mind that vehicle loans are fixed-rate, meaning you’ll know exactly how much the repayments are, the frequency at which they need to be paid back and how many need to be made (typically over a 2 – 7 year period).

Some lenders will allow you to include insurance in the loan amount, allow private purchases and consider poor credit history so chat to our car finance brokers today so we can explore options to get you moving.

What we do for you

Crunch Finance is your one stop shop to manage all your finances, Offering the best rates on the market for every budget and situation. Our steps to a better business loans are simple…

1. Reach out for an initial chat

This is the discovery call and takes place with one of our friendly, Crunch Local mortgage brokers. We’ll ask all the right questions to understand where we can help.

2. Discover your situation

We’ll ask you to complete our Personal Discovery form to ensure we are capturing the right information. We then get to work and start searching the market.

3. Present your best home loan options

We’ll take you through the best financial solutions that we found for you. We’ll show you exactly what this means to you in terms of savings and repayments.

4. Secure you the best home loan

If you want to proceed with one of the loans, our team of loan processors will get the paperwork underway. Stat. And if you need more time, that’s ok too.

Our Lenders

Arrange a totally free no, obligation consultation

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