Home Renovation Loan

Home renovations a great way to increase your homes value

Wanting to renovate without remortgaging? It’s possible, you might just need a Home renovation loan . Talk to our team of personal loan finance brokers to find out how to get that makeover without the mortgage.

Our Home Renovation Loans

Living in a home that needs work can be frustrating, especially if you haven’t got the funds readily available to change things. With the cost of living on the rise, funding renovations is becoming increasingly challenging for many. Perhaps you haven’t started any work yet and all that stands in your way to that new kitchen is the funds. Perhaps you’ve started renovations but run out of money.

Home renovation loan & personal loans are a great alternative if you’ve capped out on the equity on your home through previous refinancing. Personal lenders assess loans differently to home loan lenders so whatever your situation, it’s definitely worth a chat.

Our team of expert Home renovation loan brokers can help you find a way forward and to get those home improvements happening.

How we find you the best Home Renovation Loan Rates

The good news is, as a homeowner, you have a number of different options to finance your home improvements. To understand the most suitable for your circumstances, we need to know exactly where you’re at. Our personal loan finance brokers will work with you to get a clear idea of your situation – your income, employment status, debts, credit rating…the lot.

If you’re not in a position to remortgage your home in order to finance your renovations, a Home renovation loan is a great option. These can be unsecured (meaning you can borrow money without using an asset as security) or secured (meaning you use your house as security). These loans are typically fixed rate and are fixed repayment amounts, over a repayment period of 6-72 months. 

We’ll take you through the best products on the market to match you with the most suitable loan for your home improvement goals.   

  • We find the best rates in the Market
  • You don’t pay us the bank does
  • Our payment does not effect your rates
  • We offer a personalised one on one service
  • We can manage all your finances

Your Home Renovation Loan, Tailored to you

Once a Home renovation loan is approved, you’re free to get started. From engaging tradies to shopping for tiles, let the home renovations begin…or begin again! Home renovation loans are commonly used for remodelling kitchens and bathrooms, garden landscaping, adding a pool and general home repairs.

They can also be used for adding green alternatives, like solar to help reduce ongoing household costs in the long term. Some homeowners use them for purchasing furniture or entertainment systems.

So, whether you’re prepping your property to become your forever home or you’re getting it ready for sale, a Home renovation loan can help you turn those Pinterest boards into a reality.

What we do for you

Crunch Finance is your one stop shop to manage all your finances, Offering the best rates on the market for every budget and situation. Our steps to a better business loans are simple…

1. Reach out for an initial chat

This is the discovery call and takes place with one of our friendly, Crunch Local mortgage brokers. We’ll ask all the right questions to understand where we can help.

2. Discover your situation

We’ll ask you to complete our Personal Discovery form to ensure we are capturing the right information. We then get to work and start searching the market.

3. Present your best home loan options

We’ll take you through the best financial solutions that we found for you. We’ll show you exactly what this means to you in terms of savings and repayments.

4. Secure you the best home loan

If you want to proceed with one of the loans, our team of loan processors will get the paperwork underway. Stat. And if you need more time, that’s ok too.

Our Lenders

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