You’ve got a house to build…or renovate, so we’ll keep this short and to the point! We understand that whilst the finances are important in a home build, they shouldn’t be taking up too much of your precious time, You most probably want to find the most competitive construction loans in Australia, and you simply need peace of mind, knowing the funds will be readily available to you as and when you need them.
That’s where our expert team of mortgage and finance brokers can help. So, whether you’re building from scratch, knocking down an existing property, undertaking some major renovations, there will be a construction home loan out there to suit you!
Allow us to find it for you.
To understand what’s possible, we need to know exactly where you’re at. We’ll work with you to get a clear idea of your situation – your income, employment status, existing equity, assets, debts, savings…the lot. Construction home loans typically need a little more detail at application stage than traditional home loans with documents like fixed price building contract, council approved plans and build licence permits often required. Our team of finance brokers will then explore what the most suitable construction and land loans are for you.
The good news is that home construction loans are set-up to benefit you. Progress payments are released during key stages of the build or renovation (slab, frame, lock-up, fit-out, and completion), meaning you’re not paying interest on future funds you haven’t yet used. It’s worth noting, lenders will often set a maximum timeframe on your staged payments, typically 6 months so timing of securing and activating the loan is important.
Home construction loans are like using the right tool for the job. They’re tailor-made and specifically designed for people building or renovating a home. With more than 22 products on the market, our expert mortgage brokers will help you find the right construction home loan for your needs. We put in the hard work upfront so that your pre-approved finances are firmly in place when the build starts.
With the ‘pay-as-you-go’ structure meaning less interest and flexible timings on the draw downs, there’s no better time to find out what your options are to get everything locked in place and ready for your build!
Reach out and talk to one of our team today!
Crunch Finance is your one-stop shop to manage all your finances, offering rates on the market for every budget and situation.
We’ll ask you to complete our Personal Discovery form to ensure we are capturing the right information. We then get to work and start searching the market.
We’ll take you through all of the financial solutions that we found for you. We’ll show you exactly what this means to you in terms of savings and repayments.
If you want to proceed with one of the loans, our team of loan processors will get the paperwork underway. Stat. And if you need more time, that’s ok too.
Main Office
Bangalow Business Hub
94 Byron St, Bangalow
NSW 2479
Byron Bay Mortgage Broker
15/4 Banksia Drive
Byron Bay
NSW 2481
Website design & build – Brave Folk
Crunch Finance is your one-stop shop to manage all your business loans and business finance, finding you competitive rates on the market.
Crunch Finance is your one-stop shop to manage all your personal loans and finance, finding you competitive rates on the market.
Crunch Finance is your one-stop shop to manage all your Home Loans, Mortgages & Home Finances. Helping you find competitive rates on the market.