Travel can be expensive and paying for a trip upfront can be cost prohibitive for many. Depending on where you’re at in the planning of your trip, a personal loan for holiday can be used to pay for all or some of your planned holiday at the time of booking.
Holiday loans are typically classified as personal loans, meaning they’re unsecured and you don’t need an asset, such as your home, in order to secure the loan. This can mean less application paperwork and can be quicker to determine if you’re eligible. That said, if you have equity in your home that you’d like to release for travel then this is also an avenue that we can pursue on your behalf. There are options to get you where you’d rather be!
To understand your borrowing capacity for a personal loan, we need to know exactly where you’re at. Our personal loan finance brokers will work with you to get a clear idea of your situation – your income, employment status, debts, credit rating…the lot. We’ll then search the market to find the best holiday loans to get you on your way. If you want to finance a holiday by exploring home loan refinance offers, then check out this page to see the best way forward.
Once a personal loan for holiday is approved, you’re free to start booking that trip. It’s worth bearing in mind that holiday loans are usually fixed rate, meaning you’ll know exactly how much the repayments are, the frequency at which they need to be paid back and how many repayments need to be made. Overall, a holiday loan will increase the cost of your holiday due to the interest you’ll pay on the initial lump sum.
For some, however, it’s just the upfront funds that are needed in order to be able to book, with regular repayments then being manageable as part of an ongoing planned budget.
Crunch Finance is your one stop shop to manage all your finances, Offering the best rates on the market for every budget and situation. Our steps to a better business loans are simple…
We’ll ask you to complete our Personal Discovery form to ensure we are capturing the right information. We then get to work and start searching the market.
We’ll take you through the best financial solutions that we found for you. We’ll show you exactly what this means to you in terms of savings and repayments.
If you want to proceed with one of the loans, our team of loan processors will get the paperwork underway. Stat. And if you need more time, that’s ok too.
Main Office
Bangalow Business Hub
94 Byron St, Bangalow
NSW 2479
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15/4 Banksia Drive
Byron Bay
NSW 2481
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Crunch Finance is your one stop shop to manage all your Business Loans and Business Finance. Finding you the best rates on the market.
Crunch Finance is your one stop shop to manage all your home Personal Loans & Finance. Finding you the best rates on the market.
Crunch Finance is your one stop shop to manage all your Home Loans, Mortgages & Home Finances. Finding you the best rates on the market.