Every successful business relies on the right tools and machinery to get the job done. From everyday office equipment like computers and phone systems to specialised farm and industrial machinery such as tractors, excavators, CNC machines, and compressors — keeping your operation running smoothly often requires investment. Whether you’re expanding your team, modernising outdated machinery, or improving productivity, the right machinery finance solution can make it possible without putting pressure on your cash flow.
At Crunch Finance, our team of expert machinery finance brokers understand that no two businesses are the same. We’ll take the time to understand your goals and source competitive finance options tailored to your needs — helping you access new or upgraded machinery sooner, improve efficiency, and stay competitive in your industry.
There are a few different ways to finance your business or farm’s new machinery. The first is through a traditional machinery finance loan (often called a chattel mortgage), where the loan covers the full cost of the asset upfront. The machinery you’re purchasing is then used as security. This helps preserve your working capital while offering flexible repayment terms. Machinery leasing is another effective option, giving you access to the latest farm machinery, vehicles, or construction equipment without the initial outlay.
Unlike a chattel mortgage, your business won’t own the asset at the end of the lease term, although there’s often the option to buy it at that point. Leasing is ideal for businesses and farms that need to upgrade regularly to stay productive and competitive.
Both machinery finance and leasing may offer valuable tax deductions. Our experienced machinery finance brokers will help you identify and secure the most competitive loan or lease for your operation.
Every business relies on the right machinery to operate efficiently and stay ahead of the competition. Our tailored machinery finance loans are designed to help you access the equipment you need — without putting strain on your cash flow. Whether it’s farm machinery, construction equipment or heavy vehicles, we’ll structure a finance solution that aligns with your goals, budget and growth plans. Get the tools you need to keep your business moving forward.
Crunch Finance is your one stop shop to manage all your finances, Offering the best rates on the market for every budget and situation. Our steps to a better business loans are simple…
We’ll ask you to complete our Personal Discovery form to ensure we are capturing the right information. We then get to work and start searching the market.
We’ll take you through the best financial solutions that we found for you. We’ll show you exactly what this means to you in terms of savings and repayments.
If you want to proceed with one of the loans, our team of loan processors will get the paperwork underway. Stat. And if you need more time, that’s ok too.
Bangalow Business Hub
94 Byron St, Bangalow
NSW 2479
Mortgage Broker Northern Rivers
94 Byron St
Bangalow
NSW 2479
Mortgage Broker Lennox Head
Habitat Way
Lennox Head
NSW 2478
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